Beyond the Paycheck: A Real-World Guide to Employee Financial Wellness Program Implementation

Beyond the Paycheck: A Real-World Guide to Employee Financial Wellness Program Implementation

Let’s be honest. For years, the standard employee benefits package has felt a bit… static. Health insurance, a 401(k) match if you’re lucky, and maybe some dental. But there’s a giant, throbbing elephant in the room that these benefits barely address: the sheer, gut-wrenching stress of personal finances. And that stress? It doesn’t stay at […]

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Fintech Development in Trade Finance Creates New Opportunities and Challenges

Fintech Development in Trade Finance Creates New Opportunities and Challenges

Fintech firms need to reevaluate their income sources and business strategies because of changes in the market environment which leads them to apply a shrink-to-grow approach like Scalable Capital’s elimination of their UK and Swiss offices to strengthen their presence in local markets. Digital platforms expedite documentation and approval procedures for small- to mid-sized businesses […]

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Understanding and Managing Currency Risk in Trade Capital

Understanding and Managing Currency Risk in Trade Capital

Companies operating globally often face currency risks when importing and exporting, which can increase costs while decreasing revenues based on changes to one currency relative to another. Businesses can utilize various strategies to successfully mitigate risk. A combination of natural hedging, financial instruments, diversification and strategic planning may help manage risks and enhance performance. Transaction […]

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Strategies for Mitigating Investment Risk in Businesses

Strategies for Mitigating Investment Risk in Businesses

Businesses must effectively manage risk to ensure profitability and protect assets, but certain risks cannot always be avoided. There are various strategies you can employ to reduce investment risk, including avoidance, reduction, transference and acceptance. It is crucial that you regularly review and document the results of your mitigation plans. Risk Avoidance Before embarking on […]

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The Role of Entrepreneurial Orientation in Business Model Innovation

The Role of Entrepreneurial Orientation in Business Model Innovation

Entrepreneurial Orientation (EO) is an essential factor that positively influences entrepreneurial performance; however, its effect can only be felt via business model innovation. This study investigates the underlying mechanism by studying 288 new entrepreneurial enterprises. Results demonstrate that business model innovation fully mediates between entrepreneurial orientation (EO) and performance; with market orientation acting to moderate […]

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The Evolving Role of HR in the Digital Age

The Evolving Role of HR in the Digital Age

Human resources (HR) has transitioned from compliance-focused support for employees, to helping support an organization and its workforce as a whole. To do this effectively requires HR using technology to fulfill many transactional functions for multi-generational workforces. Attracting top talent requires taking advantage of technological innovations, cultivating an employee-centric environment and nurturing a culture of […]

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